This is a solid article about rising benefits costs, but we think the comments about “Delayed and Deferred Care” should be a wake-up call for all employers . Anyone keeping track of worker’s true out-of-pocket cost to engage with the health care system knows these costs keep workers from accessing care until health issues are serious. By that point, workers are missing work, losing wages, and no-one wins. In our own research, 50% of workers polled called this issue out. Read the Included Health article here.